Reels often induce the FOMO-'Act now!' mentality. But sound investing is about consistency, diversification and a long-term horizon.
With the rise in elderly population and increasing interest around the segment by developers, the senior living industry is poised to reach a market size of $8 billion by 2030 from the current $1.8 to $2 billion, according to a report by Association of Senior Living in India (ASLI) and JLL.
Investing is not just about setting aside money -- it's about making it work for you, says Ramalingam Kalirajan.
Do home prices really never fall? Ramalingam Kalirajan begs to differ.
Knowledge workers and mid-career professionals in India are hopeful that artificial intelligence will positively impact their roles, even as concerns about job displacement persist, especially among younger professionals, a top official of a human capital management solutions provider has said. At a time when AI has become a critical part of an organisation's functioning, many professionals see the positive possibilities of AI.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Conservative investors seeking equity-like tax benefits with low risk may go for them.
'Arbitrage funds make the most sense for those in the 30 per cent tax bracket, are viable for those in the 20 per cent bracket, but less so for those in the 10 per cent bracket.'
File a written complaint with the bank's grievance redressal officer and secure an acknowledgement.
Total market funds are ideal for long-term investors who prefer a simple, hands-off approach, making them suitable for those unwilling to manage multiple funds.
'Revolving credit without full repayment causes interest to outpace repayment capacity, and leads to financial distress.'
'For us, it's not always about chasing revenue. It's about sustaining happiness and energy, because that's what drives long-term growth.'
CPGRAMS -- an online platform available to citizens 24x7 to lodge their grievances to public authorities on service delivery -- has existed for close to two decades. But it has never been this active, points out Tamal Bandyopadhyay.
At the end of the day, this isn't about choosing between EMIs and SIPs. It's about choosing your path to financial freedom.
'Returning Indians can leverage their international skills and the strong funding environment for start-ups here.'
'Allocate up to 20 per cent of your core equity portfolio to quality funds.'
'A long-term investor with a 4 to 5 year horizon could invest in this theme via SIPs.'
'The directives to enhance last-mile funding, consider revival funds, and systemic reforms across the sector are expected to revive stalled projects, improve accountability, and accelerate the delivery of affordable and mid-income housing.'
Indian game studios managing to make money out of casual games just show how the Indian gamer is ready to spend money on games.
Your AMC shuts shop. Panic? Wait. What happens next isn't what most fear.
While most investors brush off NFOs like spam, some of them offer solid opportunities, especially when you know what to look for. So let's clear the confusion around NFOs and figure out when they're worth your money, and when they're not.
The answer depends on your financial goals and risk appetite, says Certified Financial Planner Ramalingam Kalirajan, and explains why.
Whenever possible, the karta or head of the family should openly discuss the future distribution of movable and immovable property with all legal heirs.
To minimise risk, invest in a debt fund whose duration matches your investment timeframe.
Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.
'It's advisable not to go overboard on a banking sector fund or any other sector fund.'
rediffGURU Chocko Valliappa offers crucial career advice to engineering aspirants.
The Hundred looking to feed off IPL's "phenomenal growth" after drawing Indian investment
'Investors who remain calm, consistent, and disciplined through short-term volatility are usually the ones who benefit most in the long run.'
'...you evaluate three key factors before committing your money.'
rediffGURU Radheshyam Zanwar, founder of Zanwar Classes, guides students on how to prepare for engineering entrance exams and secure engineering admissions.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Investors need to carefully assess country-specific risks. 'This is especially true of a market that is less transparent than the US.'
Invest with a 5 to 7 year horizon so that you are able to ride out price volatility and benefit from the long-term trends of demand and macroeconomic shifts.
So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them to hybrid funds that can deliver extra returns without the administrative and emotional rollercoaster.
'Investors with foreign currency-denominated goals, such as foreign education or foreign travel, should go for US equity funds.'
Momentum funds can be 10 to 15 per cent more volatile than the Nifty 50.
IPOs inherently carry more risks than stocks that have been listed on the exchanges for some time.
Apart from the emotional value attached to buying gold, the yellow metal offers protection against inflation, interest rate spikes, currency and geopolitical risks, says Anamika Pareek.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
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